Mobile Banking

Banking on the move.

With First Mobile, you can check your balances, mini-statements and transfer funds to other First Capital Bank accounts using your mobile phone. You can buy airtime from TNM and Airtel, pay all your bills, including water and electricity and stay connected with DSTV. You can even pay shop owners or taxi drivers (through funds transfer or the remittance feature on First Mobile). That is not all – you can also send a remittance (using our Ziri M’manja service) to anyone, anytime, anywhere in Malawi – even to those without a bank account!


✅ An easy, fast, and convenient way for you to access your account 24/7.
✅ Make bill Payments
✅ Do money Transfers
✅ Keep track of your account’s activities.
✅ Registration is free
✅ Mak Balance Enquiries
✅ View mini Statements
✅ Make direct airtime top-ups

Details and Pricing

Item Charge
Balance inquiry Free
Mini statement Free
Mobile airtime top-up Free
Bill payments Free
Transfer of money to one’s other First Capital Bank accounts Free
Transfer of money to First Capital Bank accounts of others  – Free
Transfer of money to Other Banks (Outside First Capital Bank) TBA
Ziri M’manja 5% – Minimum of K500


Fill in your details below and a First Capital Bank representative will contact you with further details.