Current Account (LCY/FCY)

First Capital Bank’s business current account can be used for all payments, withdrawals, transfers, and deposits. The business accounts also offer clients access to multiple channels for their banking transactions.

Features & Benefits

In addition to the transactional features, business account holders also get:

✅ A Debit Card for your convenience on application and approval
✅ Access to credit facilities
✅ Access to First Capital Bank payroll solutions
✅ No minimum account balance
✅ Internet and mobile banking solutions
✅ Flexible interest earning accounts which can be utilized according to your cash flow requirements. Interest rates vary in line with prevailing money market rates.


To open an account you will need to attach a few things to your application – namely:

  • Copy of the Certificate of Incorporation /or Registration certificates
  • Copy of Memorandum & Articles of Association /or Business Partnership Agreement
  • Resolution of Board of Directors (National ID or Passport copies of Directors/signatories)
  • Individual Taxation Authority Pin certificates of directors
  • Business PIN Certificate
  • Passport size photos of Directors/signatories (1 each)
  • Utility bill in the company name
  • Utility bill of the Company Directors
  • Latest Annual returns/ or audited /unaudited company accounts

Details & Pricing

Item Price
Initial deposit Savings K5, 000.00 & Current K20,000.00
Ledger fees K11,750 p/m for Business Accounts only.
First Cash Card K4,500
Counter withdraw First 4 withdraws in a month FREE afterwards K900 withdraw
ATM withdraw First 4 withdraws in a month FREE afterwards K200/withdraw

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